IIC C130 Exam : Essential Skills for the Insurance Broker and Agent

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IIC C130 Exam Syllabus Topics:

IIC Essential Skills for the Insurance Broker and Agent Sample Questions:

Question 1

How many years of driving experience are newly licensed drivers generally credited for if they have completed an approved driver training course?

A. Three or four years
B. One or two years
C. Two or three years
D. Four or five years

Question 2

In law, what does the term prescription mean?

A. Committing to an automatic renewal process
B. Transferring of the rights for action against the responsible party to the insurer
C. Guidelines relating to the acceptability of a class of risk
D. Limited time after which a cause of action ceases

Question 3

Why would an intermediary want to know if a client is renovating their home?

A. The liability hazards decrease because the home is unoccupied.
B. The increase in property taxes will have to be factored into the premium.
C. The risk of a peril occurring is greater for a building under construction.
D. The policy needs to be cancelled and written under a builder's risk policy.

Question 4

A tenant's negligence causes a fire in the dwelling they rent. Typically, who is initially responsible for paying the damage?

A. The tenant who negligently caused the fire
B. The insurer that issued the homeowners policy
C. The insurer that issued the tenant's legal liability policy
D. The dwelling's owner who is responsible for the tenant's actions

Question 5

What type of insurance policy would a life lease holder require?

A. Personal liability package
B. Mobile home and liability policy
C. Condominium insurance
D. Tenants package insurance

Solutions: